Gavel Insight

🚗 Understanding Car Accidents in Massachusetts Car accidents are a common occurrence in Massachusetts, and speeding is a leading cause of crashes. If you've been injured in a speeding-related accident, it's important to understand your legal rights, the compensation you may be entitled to, and how to successfully file a claim. 📜 Massachusetts Car Accident Laws Massachusetts follows a no-fault insurance system, meaning that after a car accident, you must first file a claim with your own insurance company, regardless of who was at fault. However, if your injuries are severe and meet certain thresholds, you may be able to file a lawsuit against the at-fault driver. 🚦 Common Causes of Speeding Accidents Speeding accidents can happen for a variety of reasons, including: ✔️ Reckless driving ✔️ Distracted driving ✔️ Poor weather conditions ✔️ Driving under the influence ✔️ Running red lights or stop signs 📌 What to Do After a Speeding-Related Crash Taking the right s...

🛑 Understanding Underinsured Motorist Accidents in Massachusetts An underinsured motorist accident occurs when a driver responsible for an accident does not have enough insurance coverage to fully compensate the injured party. This can leave victims with significant financial losses, including medical bills, lost wages, and property damage. 💡 Massachusetts Auto Insurance Requirements Massachusetts law requires drivers to carry a minimum level of auto insurance coverage, which includes: ✔️ Bodily Injury to Others: $20,000 per person / $40,000 per accident ✔️ Personal Injury Protection (PIP): $8,000 per person ✔️ Bodily Injury Caused by an Uninsured Motorist: $20,000 per person / $40,000 per accident ✔️ Property Damage Liability: $5,000 per accident However, these minimum limits may not be enough to cover all expenses in a severe accident. That’s where underinsured motorist (UIM) coverage comes in. 🚗 How Underinsured Motorist Coverage Works UIM coverage helps fill the gap wh...