Gavel Insight

📝 Understanding Auto Accident Claims in Texas Filing an auto accident claim in Texas requires knowing the states insurance rules, deadlines, and legal requirements. Proper documentation and adherence to Texas laws will ensure you receive fair compensation for damages and injuries. 🚦 Texas is an At-Fault State Texas follows an at-fault system, meaning the driver responsible for the accident is liable for damages. You can file a claim through: ✔ The at-fault driver’s insurance (third-party claim) ✔ Your own insurance (depending on your coverage) ✔ A personal injury lawsuit if necessary Texas law requires all drivers to carry minimum liability insurance: - $30,000 for bodily injury per person - $60,000 per accident - $25,000 for property damage Failure to carry insurance may result in fines and penalties. 📅 Deadlines: Statute of Limitations In Texas, you have limited time to file a claim or lawsuit after an accident: ⏳ Personal Injury Lawsuit: 2 years from the accident da...

📝 Understanding Whiplash and Compensation Claims Whiplash is a common neck injury caused by a sudden back-and-forth motion, often resulting from car accidents. In Texas, if you suffer whiplash due to another party's negligence, you may be entitled to compensation. Filing a claim correctly and strategically can help maximize your payout. ⚖️ Know Texas Car Accident Laws Texas follows a modified comparative fault rule, meaning your compensation is reduced if you are found partially at fault. If you are more than 50% responsible, you may not be eligible for compensation. Additionally, Texas operates as an at-fault insurance state, meaning the driver responsible for the accident must cover your damages. 💡 Key Laws to Consider: ✅ Statute of Limitations: You have two years from the accident date to file a personal injury claim in Texas. ✅ Minimum Insurance Requirements: Texas requires drivers to carry at least $30,000 per person and $60,000 per accident for bodily injury liability...