Understanding Underinsured Motorist (UIM) Claims in Minnesota 🚗 Navigating the aftermath of a car accident is stressful enough. When the at-fault driver lacks sufficient insurance to cover your damages in Minnesota, the situation becomes even more complex. This is where Underinsured Motorist (UIM) coverage comes into play. This article provides a comprehensive guide to UIM claims in Minnesota, offering valuable insights, practical advice, and strategies to help you understand your rights and maximize your potential compensation. What is Underinsured Motorist Coverage? 🛡️ UIM coverage is an optional add-on to your auto insurance policy in Minnesota. It protects you when you're injured by a driver who has insurance, but their policy limits aren't high enough to fully compensate you for your injuries and damages. Think of it as a safety net, filling the gap between the at-fault driver's coverage and the true cost of your losses. When Does UIM Coverage Appl...
Practical Legal Guide with Expert Advice