Underinsured Motorist Accidents: How a Massachusetts Car Accident Lawyer Can Help You Get Compensation
🛑 Understanding Underinsured Motorist Accidents in Massachusetts An underinsured motorist accident occurs when a driver responsible for an accident does not have enough insurance coverage to fully compensate the injured party. This can leave victims with significant financial losses, including medical bills, lost wages, and property damage. 💡 Massachusetts Auto Insurance Requirements Massachusetts law requires drivers to carry a minimum level of auto insurance coverage, which includes: ✔️ Bodily Injury to Others: $20,000 per person / $40,000 per accident ✔️ Personal Injury Protection (PIP): $8,000 per person ✔️ Bodily Injury Caused by an Uninsured Motorist: $20,000 per person / $40,000 per accident ✔️ Property Damage Liability: $5,000 per accident However, these minimum limits may not be enough to cover all expenses in a severe accident. That’s where underinsured motorist (UIM) coverage comes in. 🚗 How Underinsured Motorist Coverage Works UIM coverage helps fill the gap wh...