Gavel Insight

🚗 Understanding Uninsured Motorist Accidents in Idaho Idaho law requires drivers to carry liability insurance, but not all motorists comply. If you're involved in an accident with an uninsured driver, you may face difficulties securing compensation for medical expenses, vehicle damage, and other losses. Understanding your legal rights and options can help ensure a smoother claims process. 🛑 Immediate Steps to Take After an Accident with an Uninsured Driver 1. Call Law Enforcement 📞 – Report the accident to the police immediately. A police report serves as valuable evidence when filing a claim. 2. Gather Evidence 📸 – Take pictures of the accident scene, vehicle damage, road conditions, and any visible injuries. 3. Exchange Information 🆔 – Even if the driver lacks insurance, collect their name, contact details, and vehicle information. 4. Speak to Witnesses 👀 – Get contact information from any witnesses who saw the accident. Their statements can support your claim. 5. Se...

🚗 Understanding Uninsured Motorist Claims in Wisconsin Being involved in a car accident is stressful, but when the other driver is uninsured, it adds another layer of complexity. Understanding how to handle an uninsured motorist claim in Wisconsin can help ensure you receive proper compensation for your damages. ⚖ Wisconsin's Auto Insurance Requirements Wisconsin law mandates that all drivers carry a minimum level of auto insurance, including: - $25,000 for bodily injury per person - $50,000 for bodily injury per accident - $10,000 for property damage Additionally, Wisconsin requires uninsured motorist (UM) coverage with at least: - $25,000 per person - $50,000 per accident This UM coverage protects you if you're in an accident caused by a driver without insurance. 🔎 What to Do After an Accident With an Uninsured Driver If you're involved in a crash with an uninsured driver, follow these steps to strengthen your claim: 📷 1. Document the Scene - Take photos ...

🚗 Understanding Uninsured Motorist Accidents in Utah An uninsured motorist accident occurs when a driver without insurance causes a collision, leaving the injured party uncertain about how to seek compensation. In Utah, drivers must carry minimum liability insurance, but not everyone complies, which can complicate accident claims. 📜 Utah’s Insurance Laws & Uninsured Motorist Coverage Utah follows a no-fault car insurance system, meaning each driver initially relies on their own Personal Injury Protection (PIP) coverage for medical expenses, regardless of fault. However, if injuries exceed PIP limits, pursuing additional compensation becomes necessary. 🔹 Minimum Insurance Requirements in Utah - Bodily Injury Liability: $25,000 per person / $65,000 per accident - Property Damage Liability: $15,000 per accident - Personal Injury Protection (PIP): Minimum of $3,000 Many drivers opt for Uninsured/Underinsured Motorist (UM/UIM) Coverage, though it’s not mandatory. This covera...