🚗 Understanding Uninsured Motorist Accidents in Utah An uninsured motorist accident occurs when a driver without insurance causes a collision, leaving the injured party uncertain about how to seek compensation. In Utah, drivers must carry minimum liability insurance, but not everyone complies, which can complicate accident claims. 📜 Utah’s Insurance Laws & Uninsured Motorist Coverage Utah follows a no-fault car insurance system, meaning each driver initially relies on their own Personal Injury Protection (PIP) coverage for medical expenses, regardless of fault. However, if injuries exceed PIP limits, pursuing additional compensation becomes necessary. 🔹 Minimum Insurance Requirements in Utah - Bodily Injury Liability: $25,000 per person / $65,000 per accident - Property Damage Liability: $15,000 per accident - Personal Injury Protection (PIP): Minimum of $3,000 Many drivers opt for Uninsured/Underinsured Motorist (UM/UIM) Coverage, though it’s not mandatory. This covera...
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